Frequently asked questions FAQs
Answers to common questions about our platform, services, and how we approach financial
education.
Budgeting basics
Budgeting starts with understanding where your money goes. Track income and expenses, identify patterns, and find practical ways to adjust your spending. Small, consistent tweaks make a big difference over time.
Saving strategies
Saving is more than putting aside what’s left at the end of the month. Set clear goals, automate transfers if you can, and start small—every rand counts. The sooner you start, the stronger your habit becomes.
Monthly budget
A plan that lists expected income and spending for a set period, helping you control your money.
Credit score
A number calculated by credit bureaus that reflects your borrowing history and risk to lenders.
Emergency fund
Money you set aside for future needs or emergencies, usually in a bank account or savings product.
Transaction account
An account where you keep funds for daily use, such as buying groceries or paying bills.
Cash flow
The difference between what you earn and what you spend each month—positive cash flow means you’re living within your means.
Retirement planning
A long-term plan for ensuring you have enough money to cover your needs when you stop working.